Rent vs Buy Calculator
Rough comparison of monthly housing cost and equity when renting versus buying.
How to use
Simplified model: buying builds equity via appreciation minus interest and upkeep. Renting has no equity but no maintenance modeled beyond rent.
Frequently asked questions
Is this enough to decide?
No. Use this for direction only — closing costs, tax benefits, and local markets matter.
Do you store the numbers I enter?
Calculations run in your browser. Inputs are not sent to our servers.