Compound vs Simple Interest

See how much more (or less) compound interest returns compared to simple interest.

How to use

Compound interest reinvests earned interest; simple interest applies only to the original principal each period.

Formula

Compound: A = P(1 + r/n)nt  ·  Simple: A = P(1 + rt)

Frequently asked questions

Do you store the numbers I enter?

Calculations run in your browser. Inputs are not sent to our servers.

Are the results guaranteed accurate?

Standard formulas are used. Double-check important decisions with a professional or official source.